Thursday, May 19, 2011
College Student Financial Facts
by Sarah Lorge ButlerTuesday, May 17, 2011
Here's a fascinating bit of research that caught my eye: According to a new report by the College Savings Initiative, kids with a savings account in their own name are six times more likely to attend college than those without an account. Yep, you read that right: six times more likely.
This research examined what happens when kids have ownership, so they're the ones who can make deposits and withdrawals at a bank. (It's not looking at what happens when their parents open a 529 or Roth IRA for them with their education expenses in mind.) The amount in the kids' account doesn't matter. It's the fact of having it that does.
Here are some of the College Board college debt report findings:
1. Two-thirds of college students graduated with college debt.
2. Among student loan borrowers, 25% left school with at least $30,500 worth of college debt.
3. 10% of all college students borrowed $39,300 or more for their education.
4. 38% of students attending public universities graduated with no college debt.
5. 28% of students attending private, non-profit colleges graduated with no college debt.
6. Here is the ethnic breakdown of students who graduated with no student debt:
Asian 40%, White 36%, Hispanic 33%, Black 19%
7. 52% of students with parents making more than $100,000 a year graduated with no student debt
8. Student, attending private, non-profit colleges, borrowed an average of $16,900 in private student loans, which are the least desirable college loans.
9. Students, who attended public universities, borrowed an average $9,800 through private student loans.
10. Asian students were more likely than other students to rely on private loans.
11. Families with incomes above $100,000 were more likely to take out private college loans.
12. Students attending private, for-profit schools generated the worst debt. A whopping 53% of them graduated with college debt of $30,500 or more!
Sunday, May 15, 2011
Finally Graduated!
Doctor of Pharmacy
and Master of Business Administration
Six years in the making.
NOW WHAT?!?!?
Wednesday, May 11, 2011
Drake's Link to the Surgeon General
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Tuesday, May 10, 2011
Countdown...
ONLY... 4 days and 4 hours until my Graduation!
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How do I feel about all this?
Excited, Sad, Nervous, Happy, Relieved, Sentimentel, Scared, Optimistic....
Monday, May 9, 2011
Happy and Sad
WYFF4.com
ABBEVILLE, S.C. — An Abbeville man is the newest lottery winner in the Upstate.
Lottery officials said the man was on his way to get a haircut, when he ran out of gas.
They said he ended up walking the rest of the way into town and on his way bought a lottery ticket.
The scratch-off ticket ended up being a winner, and the man won $200,000.
Lottery officials said the man bought the ticket at Rosenberg’s Spirits, which won $2,000 for selling the winning ticket.
The man told lottery officials the Cash Blowout winnings will make a great down payment on a farm.
Two top prizes of $200,000 remain in the Cash Blowout game. Odds of winning the top prize are 1 in 440,000.
Approximately 97 cents of every dollar spent by players on the South Carolina Education Lottery is returned to the state in the form of funding for education, prizes, retailer commissions and payment to contractors for goods and services.
TeenFights Mom Over Starbucks Coffee
By Todd Wright
One South Florida son's behavior toward his mom probably wouldn't be described as good to the last drop.
The Port St. Lucie resident is charged with battery for the incident earlier in the week, just days before Mother's Day.
Starbucks is delicious, but not "so good, it will make you wanna slap yo mama" delicious. That didn't stop Quintana from crying over spilled coffee.
Brandon Scott Quintana, 19, was taken to jail after he allegedly got physical with his mom because she drank his Starbucks iced coffee, TCPalm.com reported.
The spat started when Quintana's 43-year-old mom woke up from a nap with a parched throat. She saw her son's Starbucks in the refrigerator and probably thought it was safe to drink.
After all, she did give birth to the kid. Wrong.
When Quintana got home, he was looking for his chilled treat. When he couldn't find it, he threw a temper tantrum, police said.
Quintana allegedly told police he was "pissed off because he spent every cent on that coffee" and that what his mom did amounted to stealing.
Cops didn't quite see it that way.
Quintana's mom said she tried to solve the problem with her son by offering a 2-liter soda as a replacement for the Starbucks, but he pushed her into a computer chair.
Wednesday, May 4, 2011
I Should Eat My Chia Pet??
TRUTH:
Chia seeds are well known for sprouting the fast-growing "hair" on little clay Chia Pets. Now people are eating the nutty-flavored grains in hopes of reducing their risk of heart disease.
Chia reportedly contains more omega-3 fatty acids than flaxseed, more fiber than bran, and more protein than soy. Preliminary data shows that type 2 diabetes patients who eat 37 grams/day of a variety of chia called Salba for 3 months will see drops in blood pressure, A1c, and other cardiovascular risk factors.
The chia craze is really taking off since its recent debut on Oprah. Some people take chia oil supplements...others eat the seeds whole or use them to make bread, muffins, drinks, and more. Chia can be a good alternative to replace other grains in a balanced diet. People with high triglycerides need to keep tabs on their lipid levels because Chia MIGHT increase triglyceride levels.
RUMOR: Echinacea cures the common cold.
TRUTH:
There’s no PROOF that echinacea prevents, cures, or decreases the severity of colds. But the data is inconsistent. Echinacea MIGHT modestly shorten the duration of cold symptoms and decrease their severity...but it doesn’t work for everybody.
They are unlikely to cause more harm than some mild nausea, vomiting, or diarrhea.
Start echinacea as soon as cold symptoms start and continue it as long as symptoms continue. Products with the best evidence...Echinaforce or EchinaGuard.
Patients with ragweed allergies not to take echinacea...cross sensitivity may result in allergic reactions. Do not to expect too much from other “immune system boosters” for colds, either. Evidence is also conflicting for zinc lozenges and vitamin C.
Sunday, May 1, 2011
'Hugs and Kisses' with 'Dinosaurs'
SCARY...there is a whole different language out there that I should know as a future pharmacists. One good reference (may not look like it at first glance) for illegal/legal street drugs is EROWID.ORG.
SCARIER.....what child would not be interested in learning more about chocalate chip cookies or candy sticks?
SCARIEST...children probably came up with half of these words or are more familiar with them than me.
Tuesday, April 26, 2011
MTM...is that candy the pharmacy sells?
Medication therapy management, also referred to as MTM, is a term used to describe a broad range of health care services provided by pharmacists, the medication experts on the health care team.
As defined in a consensus definition adopted by the pharmacy profession in 2004, medication therapy management is a service or group of services that optimize therapeutic outcomes for individual patients. Medication therapy management services include medication therapy reviews, pharmacotherapy consults, anticoagulation management, immunizations, health and wellness programs and many other clinical services. Pharmacists provide medication therapy management to help patients get the best benefits from their medications by actively managing drug therapy and by identifying, preventing and resolving medication-related problems.
Why Is Medication Therapy Management Needed?
Medication-related problems and medication mismanagement are a massive public health problem in the United States. Experts estimate that 1.5 million preventable adverse events occur each year that result in $177 billion in injury and death.
Who Can Benefit From Medication Therapy Management?
Anyone who uses prescription medications, non-prescription medications, herbals, or other dietary supplements may potentially benefit from medication therapy management services.
People who may benefit the most include those who use several medications, those who have several health conditions, those who have questions or problems with their medications, those who are taking medications that require close monitoring, those who have been hospitalized, and those who obtain their medications from more than one pharmacy.
This information and more is provided by http://www.pharmacist.com/AM/Template.cfm?section=MTM
Saturday, April 23, 2011
Thursday, April 21, 2011
Drake Relays
DRAKE RELAYS EVENTS SCHEDULE
Friday, April 15
11:00 a.m. - 7:00 p.m. Street Painting - Drake Campus
Saturday, April 16
2:00 p.m. - 4:00 p.m. — Drake Relays Parade
(Route: Forest to 30th St. to University to 25th)
Monday, April 25
10:45 a.m. — 1:00 p.m. 32nd Annual Beautiful Bulldog Contest
Sponsored by: Bankers Trust and Prairie Meadows
The 2011 bulldog contestants have been chosen.
The Drake Relays, Iowa's premier sporting event, will feature 115 events during the 102nd running of the track and field extravaganza April 27-30 at Drake Stadium.
The "Pole Vault in the Mall" at Jordan Creek Town Center returns this year after a one-year hiatus with a new format and a talent-rich roster featuring some of the best men's and women's pole vaulters in the world.
Sunday, April 17, 2011
Living Green
*I take public transportation to and from work everyday during the weekdays.
*I walk or bike to most site seeing places on the weekend as well as the grocery store once a week
*I have been using eco-friendly washer/dryer while air drying as much of my clothing as possible.
*I recycle about twice as much as I throw away
*I mowed the lawn with a push blade
*I visit the farmer's market regularly to purchase my produce
It all makes me feel good. Even pharmacists can preserve the envirnoment.
Wednesday, April 13, 2011
Housewarming Party Gift
Some of the more funny or interesting gifts;
fishbowls, a drink holster, a soap dispensing nose, a plate/drink combo, a liquid dispensing seat cushion and whiskey cubes.
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The party I am attending is for a house of five friends. I may go with a pair of ear plugs and bottle of wine for each house resident. Any other suggestions?
Monday, April 11, 2011
Pharmacy Student in DC
Took a tour of the Capital building.
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We saw the Cherry Blossom Parade.
Got a once in a lifetime 'garden tour' of the White House lawn allowing us to get up close to the House and Mrs. Obama's garden.
Topped off the weekend with a moonlight tour of the national mall.
Friday, April 8, 2011
Government Shut-Down
Cause? The government spends beyond its means. Sounds familiar. I wonder where half of those Americans that lost their homes and went into foreclosure learned overspending from??
How? The government will require that all 'non-essential' employees to take a furlough. A furlough may save some money. But there will be tons of money lost if tourism is shut down, to restart all government agencies (re-plan meetings, catch up with missed work, etc), and traditionally the employees have received back pay for the furlough (which seems ridiculous to pay employees for NOT working). So will this really save money? Probably Not.
Government Goals? The goal of congress is to agree on a budget. So will a furlough get the government to a budget decision quicker??...Probably Not.
What It Means? The whole shut down situation is embarrassing for Americans everywhere. It shows us how many unresolved issues our government has. It proves to other nations that the US cannot run the country efficiently. For example, we had a conference call with health agencies in other countries the other day and they could not understand why or how a government could shut down, especially the American government.
Are we all supposed to just quit when we cannot get our way or come to an agreement with others? I sure hope not.
Politicians need to focus on the long term goals of the country rather than the short term re-election goal they have in mind. I would like to see some agreements made for the sake of all Americans not just federal employees. I know there were no furloughs when the Constitution or Bill of Rights were agreed upon so a one year budget should be do-able.
Monday, April 4, 2011
How to Conquer a Defeatist Attitude
Conquer a Defeatist Attitude:
1. Belittle the worrisome idea or issue. To make the BIG issue seem smaller, ask "So what is the worst that will happen if ---- happens?"
2. Take action. What can you do today that will help you with the worrisome thoughts/ideas?
3. Make small goals that lead to larger goals that will allow you to conquer the defeating attitude.
4. Incorporate a positive attitude, even if you do not believe it today. Enough use of optimism can create a positive attitude eventually.
5. Spend more time thinking about how to conquer the defeated attitude rather than time about how you have failed.
Any other advice?
Thursday, March 31, 2011
Unique Experiences In DC
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I visited the Supreme Court. Once again limited on the pictures but an experience everyone should take advantage of at least once.
I also visited the National Botanic Garden which is small but full of beautiful exhibits.
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Sunday, March 27, 2011
To Get a Pharmacists License
To get a pharmacy license:
1. Show proof of graduation from an accredited college of pharmacy
2. Show proof of internship hours completed (each state determines how many internship hours you need ~1500 hours)
-If you work the intern hours out of state you have to get them 'officially' transfered by the state you worked in to the state you want to get licensed in.
3. Pass NAPLEX (North American Pharmacist Licensure Examination) with a certain score
-Tests your knowledge of the profession
-Must get scored transfered to individual states to get licensed in those states
4. Pass MPJE (Multistate Pharmacy Jurisprudence Examination) with a certain score
-Tests your knowledge of pharmacy law in the particular state you want a license in.
-Must take a different exam for each state you want a license in
5. Pay for the exams and score transfers. Pay for the actual license in each state you hope to get licensed in.
I have got lots of work to do!
Thursday, March 24, 2011
HAPPY BIRTHDAY!
Sunday, March 20, 2011
Pharmacy Student Takes on DC
Friday, March 18, 2011
Longest Commute Ever (or Yet...)
Ride one metro for 20 min.
Transfer to a second metro. Ride the metro for 50 min due to a new electrical outage at the station I need to get off at.
Miss my shuttle. Get on a metro to a different station to get a shuttle. Ride the metro for 15 min.
Transfer to a different metro. Ride the metro for 35 min with some delays.
Get to my new destination to find out the shuttle has just left.
Wait 15 min. Get on a bus. Ride the bus for 30 min.
Wait 20 min. Get on a shuttle headed for the office. Ride the shuttle for 25 min.
Arrive at work at 10:30...
...Four hours later, exhausted, frustrated, and trying to forget what just happened.
Wednesday, March 16, 2011
Famous Pharmacists
Sir Isaac Newton: The man who changed the world with his theory of gravity served as an apprentice apothecary
Benjamin Franklin; (inventor of electricity) Believe it or not, this Founding Father was a pharmacist before he was ever a printer or a statesman
Agatha Cristie was a pharmacy technician
John Pemberton(1831 - 1888), American inventor of the soft drink Coca-Cola
Charles Alderton (1857 - 1941), inventor the soft drink Dr Pepper
Caleb Bradham (1867-1934), American inventor of the soft drink Pepsi-cola
John Wayne's father.
Charles Walgreen: After losing part of a finger in an accident at the shoe factory where he worked, Walgreen with the sugession of his doctor decided to apprentice with a local druggist.
Hubert H. Humphrey: (Vice President of the United States under President Lyndon B. Johnson) The Minnesota democrat worked for a short time as a pharmacists in his father’s drugstore
O. Henry: The brilliant American writer – author of ‘The gift of Magi’ –He worked in his uncle’s drugstore as a teenager and became a pharmacist at 19.
George H. Ryan (1934-), Illinois Governor
HAPPY ST. PATRICK'S DAY!!!
Sunday, March 13, 2011
Pharmacy Student Touring DC
Thursday, March 10, 2011
A Bulldog in DC
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Got to visit and tour the National Institutes of Health (medical research headquarters of the USA)
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