Myth: My teen can make a good living without a college education.
Reality: There is no doubt that some people have done well without a college degree. However, a college graduate will earn on average about a million dollars more than a high school graduate in his/her lifetime. For most people, college pays.
Myth - I need to decide on my career before I can choose a college.
College is your time to explore. Except in a few specific situations, you can choose a major in your sophomore year and still complete the degree in four years. A surprising number of students discover their ideal field while taking a course they didn’t expect to like. If you're not ready, don’t let well-meaning friends pressure you into deciding on a major field or a career before you choose a college. Take your time.
Myth: Anyone can get into a public university, but it’s hard to get into a private college.
Reality: Some public universities are among the most competitive to get into, while other public universities are required to take nearly all applicants. It’s true that some private colleges are very selective, but others take students who wouldn’t even be admitted to a home state public university. Check with the colleges you are considering to learn more about the average academic credentials of its students and its admission policies.
Myth - If I haven’t heard of a college or university, it can’t be very good.
You may not hear about many of the nation’s finest colleges until you are well into your adult life. Athletics on television is how most colleges get to be known, but many great colleges do not get that kind of exposure. Some of the nation's finest colleges don’t play big-time athletics. Judge a college on its own merits. Don’t let name recognition determine a good or bad college.
Myth: The college with the lowest price will be the most affordable.
Reality: Not necessarily! Some of the colleges with a high “sticker price” have raised significant amounts of money for scholarships from their graduates and friends. As a result, they have more money to give to students in the form of scholarships, which reduces the “sticker price.” After taking financial aid into consideration, a seemingly more expensive college may be more affordable than a college with a lower list price. Tip: Find out what kinds of scholarship options are available at the colleges you are considering.
Myth: There isn’t a lot of financial aid available, and what is available only goes to a few of the very best students.
Reality: During the 2002-03 academic year, more than $105 billion dollars in financial aid was awarded. The vast majority of this money was doled out by the federal government through grant, loan and work-study programs, while colleges’ own grants and scholarships accounted for almost 20 percent of all financial aid. States helped too by contributing more than $5.5 billion to the pot. That’s a lot of money for a lot of students. In fact, more than 70 percent of students nationally receive some kind of financial aid.
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