One Small, Surprising Way to Ensure Your Kid Gets to College
by Sarah Lorge ButlerTuesday, May 17, 2011
Here's a fascinating bit of research that caught my eye: According to a new report by the College Savings Initiative, kids with a savings account in their own name are six times more likely to attend college than those without an account. Yep, you read that right: six times more likely.
This research examined what happens when kids have ownership, so they're the ones who can make deposits and withdrawals at a bank. (It's not looking at what happens when their parents open a 529 or Roth IRA for them with their education expenses in mind.) The amount in the kids' account doesn't matter. It's the fact of having it that does.
Here are some of the College Board college debt report findings:
1. Two-thirds of college students graduated with college debt.
2. Among student loan borrowers, 25% left school with at least $30,500 worth of college debt.
3. 10% of all college students borrowed $39,300 or more for their education.
4. 38% of students attending public universities graduated with no college debt.
5. 28% of students attending private, non-profit colleges graduated with no college debt.
6. Here is the ethnic breakdown of students who graduated with no student debt:
Asian 40%, White 36%, Hispanic 33%, Black 19%
7. 52% of students with parents making more than $100,000 a year graduated with no student debt
8. Student, attending private, non-profit colleges, borrowed an average of $16,900 in private student loans, which are the least desirable college loans.
9. Students, who attended public universities, borrowed an average $9,800 through private student loans.
10. Asian students were more likely than other students to rely on private loans.
11. Families with incomes above $100,000 were more likely to take out private college loans.
12. Students attending private, for-profit schools generated the worst debt. A whopping 53% of them graduated with college debt of $30,500 or more!
Thursday, May 19, 2011
Sunday, May 15, 2011
Finally Graduated!
Finally I am a graduate!!
Doctor of Pharmacy
and Master of Business Administration
Six years in the making.
NOW WHAT?!?!?
Doctor of Pharmacy
and Master of Business Administration
Six years in the making.
NOW WHAT?!?!?
Wednesday, May 11, 2011
Drake's Link to the Surgeon General
I was apart of a medication campaign today called "Script your Future" that is being headed by the National Consumers League and the National Surgeon General. The kick off to the campaign happened today in DC with some pharmacy students, the funding associations/companies, and some pretty prominent people. I got to meet the National Surgeon General, Dr. Regina Benjamin, ("America's Docotor") and a well known researcher in the area of medication adherence from Harvard, William Shrank. It was a fun day in bright orange t-shirts and a fun way to end my last rotation!
Tuesday, May 10, 2011
Countdown...
ONLY... 78 hours until my Hooding Ceremony!
ONLY... 4 days and 4 hours until my Graduation!
ONLY... 4 days and 4 hours until my Graduation!
How do I feel about all this?
Excited, Sad, Nervous, Happy, Relieved, Sentimentel, Scared, Optimistic....
Monday, May 9, 2011
Happy and Sad
Man Runs Out of Gas, Buys Lottery Ticket - Wins!
WYFF4.com
ABBEVILLE, S.C. — An Abbeville man is the newest lottery winner in the Upstate.
Lottery officials said the man was on his way to get a haircut, when he ran out of gas.
They said he ended up walking the rest of the way into town and on his way bought a lottery ticket.
The scratch-off ticket ended up being a winner, and the man won $200,000.
Lottery officials said the man bought the ticket at Rosenberg’s Spirits, which won $2,000 for selling the winning ticket.
The man told lottery officials the Cash Blowout winnings will make a great down payment on a farm.
Two top prizes of $200,000 remain in the Cash Blowout game. Odds of winning the top prize are 1 in 440,000.
Approximately 97 cents of every dollar spent by players on the South Carolina Education Lottery is returned to the state in the form of funding for education, prizes, retailer commissions and payment to contractors for goods and services.
TeenFights Mom Over Starbucks Coffee
By Todd Wright
One South Florida son's behavior toward his mom probably wouldn't be described as good to the last drop.
The Port St. Lucie resident is charged with battery for the incident earlier in the week, just days before Mother's Day.
Starbucks is delicious, but not "so good, it will make you wanna slap yo mama" delicious. That didn't stop Quintana from crying over spilled coffee.
Brandon Scott Quintana, 19, was taken to jail after he allegedly got physical with his mom because she drank his Starbucks iced coffee, TCPalm.com reported.
The spat started when Quintana's 43-year-old mom woke up from a nap with a parched throat. She saw her son's Starbucks in the refrigerator and probably thought it was safe to drink.
After all, she did give birth to the kid. Wrong.
When Quintana got home, he was looking for his chilled treat. When he couldn't find it, he threw a temper tantrum, police said.
Quintana allegedly told police he was "pissed off because he spent every cent on that coffee" and that what his mom did amounted to stealing.
Cops didn't quite see it that way.
Quintana's mom said she tried to solve the problem with her son by offering a 2-liter soda as a replacement for the Starbucks, but he pushed her into a computer chair.
WYFF4.com
ABBEVILLE, S.C. — An Abbeville man is the newest lottery winner in the Upstate.
Lottery officials said the man was on his way to get a haircut, when he ran out of gas.
They said he ended up walking the rest of the way into town and on his way bought a lottery ticket.
The scratch-off ticket ended up being a winner, and the man won $200,000.
Lottery officials said the man bought the ticket at Rosenberg’s Spirits, which won $2,000 for selling the winning ticket.
The man told lottery officials the Cash Blowout winnings will make a great down payment on a farm.
Two top prizes of $200,000 remain in the Cash Blowout game. Odds of winning the top prize are 1 in 440,000.
Approximately 97 cents of every dollar spent by players on the South Carolina Education Lottery is returned to the state in the form of funding for education, prizes, retailer commissions and payment to contractors for goods and services.
TeenFights Mom Over Starbucks Coffee
By Todd Wright
One South Florida son's behavior toward his mom probably wouldn't be described as good to the last drop.
The Port St. Lucie resident is charged with battery for the incident earlier in the week, just days before Mother's Day.
Starbucks is delicious, but not "so good, it will make you wanna slap yo mama" delicious. That didn't stop Quintana from crying over spilled coffee.
Brandon Scott Quintana, 19, was taken to jail after he allegedly got physical with his mom because she drank his Starbucks iced coffee, TCPalm.com reported.
The spat started when Quintana's 43-year-old mom woke up from a nap with a parched throat. She saw her son's Starbucks in the refrigerator and probably thought it was safe to drink.
After all, she did give birth to the kid. Wrong.
When Quintana got home, he was looking for his chilled treat. When he couldn't find it, he threw a temper tantrum, police said.
Quintana allegedly told police he was "pissed off because he spent every cent on that coffee" and that what his mom did amounted to stealing.
Cops didn't quite see it that way.
Quintana's mom said she tried to solve the problem with her son by offering a 2-liter soda as a replacement for the Starbucks, but he pushed her into a computer chair.
Wednesday, May 4, 2011
I Should Eat My Chia Pet??
RUMOR: Eating chia seeds is heart healthy.
TRUTH:
Chia seeds are well known for sprouting the fast-growing "hair" on little clay Chia Pets. Now people are eating the nutty-flavored grains in hopes of reducing their risk of heart disease.
Chia reportedly contains more omega-3 fatty acids than flaxseed, more fiber than bran, and more protein than soy. Preliminary data shows that type 2 diabetes patients who eat 37 grams/day of a variety of chia called Salba for 3 months will see drops in blood pressure, A1c, and other cardiovascular risk factors.
The chia craze is really taking off since its recent debut on Oprah. Some people take chia oil supplements...others eat the seeds whole or use them to make bread, muffins, drinks, and more. Chia can be a good alternative to replace other grains in a balanced diet. People with high triglycerides need to keep tabs on their lipid levels because Chia MIGHT increase triglyceride levels.
RUMOR: Echinacea cures the common cold.
TRUTH:
There’s no PROOF that echinacea prevents, cures, or decreases the severity of colds. But the data is inconsistent. Echinacea MIGHT modestly shorten the duration of cold symptoms and decrease their severity...but it doesn’t work for everybody.
They are unlikely to cause more harm than some mild nausea, vomiting, or diarrhea.
Start echinacea as soon as cold symptoms start and continue it as long as symptoms continue. Products with the best evidence...Echinaforce or EchinaGuard.
Patients with ragweed allergies not to take echinacea...cross sensitivity may result in allergic reactions. Do not to expect too much from other “immune system boosters” for colds, either. Evidence is also conflicting for zinc lozenges and vitamin C.
TRUTH:
Chia seeds are well known for sprouting the fast-growing "hair" on little clay Chia Pets. Now people are eating the nutty-flavored grains in hopes of reducing their risk of heart disease.
Chia reportedly contains more omega-3 fatty acids than flaxseed, more fiber than bran, and more protein than soy. Preliminary data shows that type 2 diabetes patients who eat 37 grams/day of a variety of chia called Salba for 3 months will see drops in blood pressure, A1c, and other cardiovascular risk factors.
The chia craze is really taking off since its recent debut on Oprah. Some people take chia oil supplements...others eat the seeds whole or use them to make bread, muffins, drinks, and more. Chia can be a good alternative to replace other grains in a balanced diet. People with high triglycerides need to keep tabs on their lipid levels because Chia MIGHT increase triglyceride levels.
RUMOR: Echinacea cures the common cold.
TRUTH:
There’s no PROOF that echinacea prevents, cures, or decreases the severity of colds. But the data is inconsistent. Echinacea MIGHT modestly shorten the duration of cold symptoms and decrease their severity...but it doesn’t work for everybody.
They are unlikely to cause more harm than some mild nausea, vomiting, or diarrhea.
Start echinacea as soon as cold symptoms start and continue it as long as symptoms continue. Products with the best evidence...Echinaforce or EchinaGuard.
Patients with ragweed allergies not to take echinacea...cross sensitivity may result in allergic reactions. Do not to expect too much from other “immune system boosters” for colds, either. Evidence is also conflicting for zinc lozenges and vitamin C.
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